Never Miss Your Medicare Window
I track your 65th birthday so you never scramble.
Medicare's Initial Enrollment Period opens 3 months before your 65th birthday and closes 3 months after. Miss it, and you face late-enrollment penalties for life. I automatically monitor every client's IEP window and reach out months in advance — no reminders needed on your end.
- Proactive outreach 6 months before your window opens
- Plain-language guide to Part A, B, C, and D options
- Step-by-step enrollment support from start to finish
Your Plan Changed — You'll Know First
Annual plan changes don't catch my clients off guard.
Medicare Advantage plans change their premiums, copays, drug formularies, and networks every single year. Most people don't find out until it's too late to switch. I review every change to your current plan each fall — before Annual Enrollment Period ends — and alert you with better alternatives already researched.
- Automatic year-over-year plan comparison every October
- Plain-English summary of what changed and what it costs you
- Top alternatives ready to discuss before AEP closes Dec 7
Your Prescriptions Are Watched
Drug costs change silently. I catch them for you.
Drug formularies change annually. A medication covered at Tier 1 (low copay) this year can jump to Tier 3 or lose coverage entirely next year — adding hundreds of dollars in unexpected costs. I monitor your specific medications against your plan's formulary and alert you before renewal when something changes.
- Formulary monitoring tied to your actual medication list
- Early warning before you get hit with a surprise bill
- Alternative plan recommendations that keep your drugs covered
Your Annual Review — Delivered Automatically
Every October, a personalized plan comparison lands in your inbox.
Most people stay on the same Medicare plan year after year because comparing options is confusing. Better plans exist — but finding them takes hours of research most people don't have. Every October I run a full comparison of your current plan against every option in your area and deliver a personalized report with my recommendation.
- Full plan comparison vs. every option in your county
- Personalized report with your current plan's changes highlighted
- Clear recommendation — no research needed on your end
Ready to have an agent
who actually stays on it?
It costs you nothing. Carriers pay the commission. You get an expert who tracks your coverage, monitors your medications, and alerts you to changes before they cost you money.